Helping Businesses Take Their Opportunities

An expert team of business funders, ready to support you and your business when you need funding the most.

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Supporting Your Business

Fresh Thinking Capital (FTC) is a short to medium-term secured lender, established to support you and your businesses when you need funding the most. We understand that not every opportunity meets the standard, structured lending criteria. So, we work closely with your business to provide tailored support that meets your unique needs or circumstances. We take the time to learn exactly how your world works. During every step of the process, we will provide expert advice and guidance, ensuring you have the right funding at the right time. By investing in long-term relationships in this way, we aim to be your trusted advisor.

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How Does It Work?

So, how does it work? Our business and credit decisions are all made in-house by those that own the business, who have themselves owned, bought and sold their own businesses before. This experience allows them to appreciate that things do not always go according to plan and, equally, how important it is to be supportive when that happens.

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Why Work With Fresh Thinking Capital?

Find out how you can benefit from our:


Proactive In-House
Credit Process


Loans Of
£200,000 – £2,000,000

Flexible Terms
Between 1 -24 Months

Transparent & Simple Charging Structure

Fast, Streamlined
Legal Process


Proactive In-House Credit Process

Our credit process is delivered in-house using our experienced team. We also have our own committed funds. So, when you contact FTC, you are speaking directly to the people making the lending decisions, with no automated risk scoring involved.

Working in this way, we can get under the skin of your business and ensure we get to know all our clients on a personal level. This depth of understanding, combined with our experience in the industry, enables us to provide the solution-driven service that you and your business deserve.

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Supportive Lending

As a supportive lender, we will work closely with you to advise and assist you through the good times and the bad. Whether we are delivering initial due diligence or ongoing support, we understand the complexities and nuances involved, and we do our utmost to protect you. We are open, honest and act with integrity. We value the relationships that we create and will always do what is best for you, given your own circumstances.

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Fast, Streamlined Legal Process For Quick Completion

We have established a panel of market-leading lawyers who have created a process for completion that can be delivered in as little as three days.

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Case Studies

Auction Finance Bridging Loan For a Police Station

Auction£812,000Auction finance bridging loan to purchase an old police station at auction to convert it from commercial property to residential flats. Founded…
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Recycling & Refocusing Business Margins

Working Capital£300,000Starting with a baby grow here and an old shirt there, this business was created to accommodate basements that could…
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Eco-Friendly Car Funding For A Waiting List That Couldn’t Wait

Working Capital£2,500,000An eco-friendly car rental business that specialised in all-inclusive electric car subscriptions. Led by technology, customers could effortlessly order, unlock,…
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Cash To Revive & Purchase A Failing Care Home

Acquisition£2,250,000Care home finance for a care home that needed some care of its own. A care home that needed some…
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Short-Term Equity Release Loan Secured by Land

Equity Release£435,600Loan secured by land to release equity in multiple land assets to support a property entrepreneur’s latest land projects. One call and…
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Working Capital Financing For a Fashion Company

Working Capital£750,000Our client was an online women’s clothing retailer with prices that gave the best high-street retailers a run for their…
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Our Commitment

From day one, the close relationship we foster with you and your business will grow and develop. With a focus on the future, we will help to support your decisions and ambitions through progressive, forward-thinking debt solutions.

We work closely with the professional community, who are happy to refer businesses to us thanks to our track record of excellent service and reliability in completing deals. Our team works collaboratively with all parties to ensure that clients are supported throughout the deal process.

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Get In Touch Today

Unlock the potential of your business with our lending solutions – enquire today!

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