Business lending made easy.

Grow your business today

Who we are

We’re a national brand with an expert team based across the whole of the UK including Leeds, Birmingham, Manchester and London. We provide smart business funding to SMEs from £100k to £2 million to help SMEs grab opportunities within a reactive timeframe to generate value.

Our values

Creating a culture of warmth, happiness and a fun place to work with a strong work ethic.

We all possess a positive can-do attitude

Be adventurous. Be creative. Be open-minded

We are open, honest and act with integrity. We value the relationships that we create.

What we do

We pro-actively help SMEs and entrepreneurs take advantage of opportunities without being constrained by the time scales and risk aversion of banks and other lenders. Using the expertise of our team, we always look for a solution to deliver the funding required unlike many lenders who have a tick box mentality and look for reasons not to lend.

What our clients say

“In this day and age most funders run a mile when you mention administration and prepacks. Without FTC I would have lost everything and I will be forever grateful for the support they gave me at a time when I most needed it. The business is now on a stable footing and I can look forward to the future with confidence”

“Working with Fresh Thinking allowed me to move at speed and acquire the site. I took advantage of the opportunity to buy at a discount due to the speed they could move. Further value was added when I obtained planning permission. The value has since increased even further and I have agreed the sale of the site on a deferred arrangement receiving proceeds on a plot by plot basis. FTC agreed to work with me on the deferred payment structure with the uplift more than paying for the funding and deal costs for the full term of the loan.”