With our construction finance, we can help ease cashflow problems that may arise from late payments, free up working capital or ensure you have the funds to improve your negotiation position.
Unlike most major lenders, Fresh Thinking Capital don’t have a tick box mentality. We take a look at your unique circumstances, the opportunity and your business plan to enable us to provide the funding to make your opportunity come to life. Through our unique experience and team, from lending agreement, we can have the money to you within as little as five days
Ensure your project is funded from start to completion. Paying wages, suppliers, bills and utility costs over a period of time can have a detrimental effect on cashflow. Using Finance rather than dipping into cash flow can result in greater working capital for a business. In turn, this can allow a company to take on bigger and more projects using Construction Finance and still allow for cash funds to be used for other business costs.
Companies that have strong capital backing are in a better position to negotiate on new client contracts, supplier services and bulk material buys. Using Construction Finance you can be assured you have the capital to back up your business, allowing you the confidence to focus on moving your opportunities forward without worrying about how to fund them.
Even the best planned projects usually have a few hiccups along the way. When delays strike or payments from clients are delayed, Construction Finance can give you peace of mind that your project (and business) can continue to move forward.
Our fast construction finance is accompanied by the flexibility to use a variety of tangible assets as security for our short-term funding, giving you the option to use assets that are held within your business or outside the business. Typically, our clients use assets such as commercial property, land, investment property and in some circumstances, the development itself, depending on what stage the development is at, to secure their funding. Although, depending on the construction job, you can also secure your funding using specialist assets such as quarries, care homes, hotels, holiday parks, farms and more.
Yes, you can pay your short term funding back at any time with payment of the minimum interest period.
Most of our short-term Construction Finance loans are repaid in one bullet payment.
For our construction finance, a member of our team will always arrange a convenient time to visit the site. Depending on what security is provided, we will also arrange for a valuer to value the asset, but we tend not to require full surveys. In some cases, if timescales are tight, we can even undertake a desktop survey.
Each enquiry is handled on an individual basis which makes our funding decisions bespoke to your business’ circumstances. From our working capital finance, business purchase funding and restructuring finance offerings, we can offer funding facilities to suit a range of construction businesses. If you’d like more information, please get in touch with a member of our team.
It’s time for the advisory community to help the region to Build Back Better – Yorkshire Post.
12th November 2021
After the economic shock of the pandemic, businesses are seeking to grow and, to coin a phrase, build back better. But the recovery isn’t without its challenges. Demand has recovered much faster than supply, and it’s causing shortages and bottlenecks. Businesses are struggling with staffing shortages and supply chain disruptions that have no clear … Continue reading It’s time for the advisory community to help the region to Build Back Better – Yorkshire Post.
Fresh Thinking Capital are delighted to announce our new funding line with Foresight Group
7th September 2021
We’re happy to announce we have secured an initial funding line of £25 million with Foresight Group to continue to provide much needed financing to a wide range of SMEs who require a lender to tailor funding that is right for them. Over the last 18 months, the UK has been in a state … Continue reading Fresh Thinking Capital are delighted to announce our new funding line with Foresight Group
Funds available quickly
Short-term secured funding
Borrow between £100,000 – £2,000,000
