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Fresh Thinking Capital

Leisure Finance

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    Leisure and hospitality businesses are fundamental for how we spend and enjoy our well-earned leisure time. From hotels, bed & breakfasts and our holiday and caravan park paradises, there sits an abundance of opportunity for entrepreneurs who are in the business of creating experiences. Whether it is a business purchase, cash flow funding or property finance, we can provide the leisure finance you need to secure your opportunity.

    Unlike most major lenders, Fresh Thinking Capital don’t have a tick box mentality. We look at your unique circumstances, the opportunity and your business plan. To enable us to provide the leisure finance to make your opportunity come to life. Through our unique experience and team, after agreeing terms, we can have the money to you within as little as five days.


    Leisure Industry Property & Land Funding

    Leisure businesses are operated from large assets, which can eat away at a business’ capital when making the initial purchase. If you need funding to purchase land, property or a more specialised leisure facility, we can help with our short-term funding facilities.

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    Working Capital for Leisure Businesses

    In sync with the weather, leisure businesses can be seasonal. With stock needed and operations to finance, we can provide short-term working capital finance for leisure businesses when your cash flow needs a short-term boost.

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    Invest In Your Leisure Business

    Use our leisure finance to invest and upgrade your premises, to give your customers the luxury experience they deserve. Whether it is a refurbishment for a hotel or hostel, a furnishing upgrade or a business expansion project, we can help with our short-term leisure funding.

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    Case Studies

    Land loan to buy land without planning permission

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    Working capital financing for a fashion company

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    Auction finance bridging loan for a police station

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    Short-term equity release loan secured by land

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    Frequently Asked Questions

    Can I secure the loan using assets that I am going to acquire?
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    Yes, if you’re planning to purchase a business or asset, you can use the underlying value of that asset to secure our leisure finance.

    What is your LTV ratio against commercial leisure premises?
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    Our typical loan to value that we lend against commercial leisure premises is 70%, although, this can be circumstantial depending on the type of commercial asset. Where a 70% LTV funding facility does not provide enough funding for your opportunity, we can also secure our funding against other assets such as land and investment property to make up the shortfall.

    Will you lend against commercial leisure premises via a second charge?
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    Yes. If you have a mortgage/charge secured against your commercial leisure premises, we can secure our leisure funding via a second charge based on the remaining equity that you have left in the property. For more information, check out our property finance page for more details on our second charge property finance offerings.

    What types of leisure finance do you offer?
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    We offer a variety of different leisure finance products to suit your unique opportunities. Including finance offerings such as property finance to purchase caravan sites or holiday parks, working capital finance to pay for everyday business expenses and business acquisition finance for when you come across an opportunity to buy a business in the leisure sector.


    Lending Process

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