Leisure and hospitality businesses are fundamental for how we spend and enjoy our well-earned leisure time. From hotels, bed & breakfasts and our holiday and caravan park paradises, there sits an abundance of opportunity for entrepreneurs who are in the business of creating experiences. Whether it is a business purchase, cash flow funding or property finance, we can provide the leisure finance you need to secure your opportunity.
Unlike most major lenders, Fresh Thinking Capital don’t have a tick box mentality. We look at your unique circumstances, the opportunity and your business plan. To enable us to provide the leisure finance to make your opportunity come to life. Through our unique experience and team, after agreeing terms, we can have the money to you within as little as five days.
Leisure businesses are operated from large assets, which can eat away at a business’ capital when making the initial purchase. If you need funding to purchase land, property or a more specialised leisure facility, we can help with our short-term funding facilities.
In sync with the weather, leisure businesses can be seasonal. With stock needed and operations to finance, we can provide short-term working capital finance for leisure businesses when your cash flow needs a short-term boost.
Use our leisure finance to invest and upgrade your premises, to give your customers the luxury experience they deserve. Whether it is a refurbishment for a hotel or hostel, a furnishing upgrade or a business expansion project, we can help with our short-term leisure funding.
Yes, if you’re planning to purchase a business or asset, you can use the underlying value of that asset to secure our leisure finance.
Our typical loan to value that we lend against commercial leisure premises is 70%, although, this can be circumstantial depending on the type of commercial asset. Where a 70% LTV funding facility does not provide enough funding for your opportunity, we can also secure our funding against other assets such as land and investment property to make up the shortfall.
Yes. If you have a mortgage/charge secured against your commercial leisure premises, we can secure our leisure funding via a second charge based on the remaining equity that you have left in the property. For more information, check out our property finance page for more details on our second charge property finance offerings.
We offer a variety of different leisure finance products to suit your unique opportunities. Including finance offerings such as property finance to purchase caravan sites or holiday parks, working capital finance to pay for everyday business expenses and business acquisition finance for when you come across an opportunity to buy a business in the leisure sector.
Opportunities are Everywhere
17th February 2023
Winston Churchill once said: “A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.” It’s an approach to life that drives everyone at Fresh Thinking Capital. Optimism can be hard to maintain in a world with a 24-hour news cycle that constantly reports on recession fears, inflation, the … Continue reading Opportunities are Everywhere
It’s time for the advisory community to help the region to Build Back Better – Yorkshire Post.
12th November 2021
After the economic shock of the pandemic, businesses are seeking to grow and, to coin a phrase, build back better. But the recovery isn’t without its challenges. Demand has recovered much faster than supply, and it’s causing shortages and bottlenecks. Businesses are struggling with staffing shortages and supply chain disruptions that have no clear … Continue reading It’s time for the advisory community to help the region to Build Back Better – Yorkshire Post.