fbpx Retail & Consumer Goods Financing - Fresh Thinking Capital
Fresh Thinking Capital

Retail & Consumer Goods Financing

Talk to us today

    The retail and consumer goods market is an ever growing and evolving section of the UK economy. With the shift from high-street to ecommerce, the increasing speed to market from manufacture to shelf and ever-changing customer trends, UK retailers are at the forefront of business evolution. With increased competition and speed – businesses sometimes require that extra finance facility to push them forward. Our Retail & Consumer Goods Financing can help.

    Unlike most major lenders, Fresh Thinking Capital don’t have a tick box mentality. We take a look at your unique circumstances, the opportunity and your business plan to enable us to provide the retail & consumer goods financing to make your opportunity come to life. Through our unique experience and team, from lending agreement we can have the money to you within as little as five days.


    Improve Cashflow and free up working capital

    Ensure your project is funded through from start to completion. Paying wages, suppliers, bills and utility costs over a period of time can have a detrimental effect on cashflow. Using Finance, rather than dipping into cash flow, can result in greater working capital for a business. In turn, this can allow a company to concentrate on pushing forward in a competitive environment using Retail and Consumer Goods Finance, still allowing for cash funds to be used for other business costs.

    Enquire Now


    Stronger Bargaining Position

    Companies that have strong capital backing are in a better position to negotiate on new stock, supplier services and negotiating. Using Retail and Consumer Goods Finance you can be assured you have the capital to back up your business, allowing you the confidence to focus on moving your opportunities forward without worrying about how to fund them.

    Enquire Now


    New location purchase

    As a business, the perfect location can be the factor that takes your business to the next level. The right location is becoming ever more important as shoppers become savvier about where and when they shop. Acquiring these premises can be a competitive process meaning you need funding to do so at a fast pace. Our Retail and Consumer Goods Finance can help. Our team are experienced in working to tight timescales, ensuring we understand your opportunity, the best ways we could assist and then getting you the funds.

    Enquire Now


    Technology Development

    Technology is changing the way retail businesses operate by helping to create efficiencies, save money, and provide better products and services. As the sector embraces trends such as order fulfilment management, extended reality in stores, predictive analytics and automated stock management – retail is becoming ever more invested in technological advancement. Our Retail and Consumer Goods Finance can help. We take a look at the investment you’d like to make, work with you to find the funding most suitable to you and your circumstances and then support you through the process of moving your business forward. It is that simple.

    Enquire Now

    Case Studies

    Land loan to buy land without planning permission

    Read More

    Working capital financing for a fashion company

    Read More

    Auction finance bridging loan for a police station

    Read More

    Short-term equity release loan secured by land

    Read More


    Frequently Asked Questions

    What can I use as security for retail finance?
    Cross

    With our retail and consumer goods finance, you can use a variety of different tangible assets to secure your funding, whether they are freehold or leasehold, such as commercial warehouses, retail stores, investment property, holiday lets and more. For more information, please get in touch with a member of our team to see if we can help.

    Do I need to have a minimum trading history?
    Cross

    Nope, we often lend to businesses that are newly incorporated and do not require a minimum trading history for our retail and consumer goods finance.

    What type of retail and consumer goods finance do you offer?
    Cross

    We offer a variety of different funding packages for businesses in the retail and consumer goods industry. Ranging from property finance for acquiring your latest trading premises, working capital to help you purchase inventory and fund everyday business expenses and business acquisition finance for entrepreneurs who are looking for funding to buy an existing business.

    Can I pay my Retail Finance back early?
    Cross

    Yes, all our retail finance facilities will have a tailored minimum interest period. After this, you can repay your short-term funding with no early repayment penalties.


    Lending Process

    Latest blog

    Fresh Thinking Capital are delighted to announce our new funding line with Foresight Group
    7th September 2021

      We’re happy to announce we have secured an initial funding line of £25 million with Foresight Group to continue to provide much needed financing to a wide range of SMEs who require a lender to tailor funding that is right for them. Over the last 18 months, the UK has been in a state … Continue reading Fresh Thinking Capital are delighted to announce our new funding line with Foresight Group

    Read More

    The 17 Best Property Apps For Landlords In 2021
    28th July 2021

      Property Apps can be a key tool for helping landlords maximise their efficiency. So, what are the best new property apps for landlords to use in 2021? Technology can make our lives easier and decisions more accurate. In this blog, we share with you 17 of the best property apps, websites and services for … Continue reading The 17 Best Property Apps For Landlords In 2021

    Read More

    Fresh Thinking Capital