What our clients say

Sector: Property Developer
Company: Based in South Yorkshire
Loan Size: £625,000
Name: Not disclosed

My Loan Helped me...

Move in a very tight timescale to complete a land purchase. I knew the purchase would quickly create me significant enhanced value once I achieved planning permission on it for a residential scheme.

“Working with Fresh Thinking allowed me to move at speed and acquire the site. I took advantage of the opportunity to buy at a discount due to the speed they could move. Further value was added when I obtained planning permission.
The value has since increased even further and I have agreed the sale of the site on a deferred arrangement receiving proceeds on a plot by plot basis. FTC agreed to work with me on the deferred payment structure with the uplift more than paying for the funding and deal costs for the full term of the loan.”

Sector: Quarry Operator
Company: Based in the South
Loan Size: £800,000
Name: Not disclosed

My Loan Helped me...

Undertake a wholesale refinance of the total working capital facilities of the business providing us with more headroom together with significant cost savings.

“The flexibility shown by Fresh Thinking allowed me to refinance the business with a more mainstream facility saving a significant cost enabling the business to grow. Fresh Thinking provided a top up facility which was tailored to the needs of the business which was a refreshing approach”.

Sector: House Builder
Company: Loxley Homes
Loan Size: £1,050,000
Name: Warren Hill

My Loan Helped me...

Release equity from completed housing stock allowing the business to acquire another key site.

“I was impressed with the speed at which FTC delivered the loan. From providing the terms to final drawdown it was a nine working day process which ensured the purchase of the land completed in a tight timeframe. In the current funding world everything seems to take longer and longer and this is a major restriction to all businesses.”

Sector: Food Processing
Company: Not disclosed
Loan Size: £750,000
Name: Not disclosed

My Loan Helped me...

Raise Funding quickly to support the turnaround of the business.

“Having had a difficult couple of years trading the relationship with the bank became strained and it was an enjoyable experience to deal with FTC. The business had working capital facilities of circa £12m with the bank which were continually being reviewed and monitored and in some cases were reduced placing pressure on the cash flow. The business required £750,000 of funds quickly to ensure the support continued from the bank. When I was introduced to FTC by our accountant the bank became much more relaxed as they had worked with them previously and this allowed sufficient time to complete the turnaround of the business and subsequently refinance to another bank”.

Sector: Specialist Recruitment
Company: Not disclosed
Loan Size: £400,000
Name: Not disclosed

My Loan Helped me...

Acquire the trade and assets of my former business from the Administrators via a prepack.

“In this day and age most funders run a mile when you mention administration and prepacks. Without FTC I would have lost everything and I will be forever grateful for the support they gave me at a time when I most needed it. The business is now on a stable footing and I can look forward to the future with confidence”.

Sector: Service Provider
Company: Not disclosed
Loan Size: £1m
Name: Not disclosed

My Loan Helped me...

Acquire three businesses. The funding allowed me to introduce funds to the business avoiding the need for the incumbent PE house to inject further monies and dilute my shareholding providing a significant uplift in my equity value of the business.

“Until I met the team at FTC I was not aware this type of funding existed. It has been an ongoing frustration speaking to many lenders who are restricted in the funding they can provide and speed at which they operate. It was a pleasure to deal with a lender who was flexible and delivered in a tight timetable allowing the business to complete an excellent acquisition”.